According to USAA Magazine, Summer Edition, 60% of American Retirees will retire with less than $50,000 in total savings and investments! Could you imagine being in business for 30 years; being loved by all of your clients or customers; then retiring with less than $50,000? That is insanity with a capital “I”. If you are struggling now to make ends meet, how will you turn it around so you can actually save and have a comfortable retirement ? It is easier than you think.

Try these two solutions to help you become more proactive:

1. Learn How to Run a Business. Too many small business owners are running a hobby not a business. It is imperative that you be able to generate and read a profit and loss statement and a balance sheet. There are two ways to increase your bottom line. (1) Increase income and (2) decrease expenses. You need to realize that your expenses can only be cut a finite amount; your income potential however, is infinite.
You must also be able to determine your ROI (return on investment) in any expenditure or investment that you make. ROI doesn’t always reflect money. Sometimes ROI can be received in time, education, or opportunity.
2. Create a Plan and Work the Plan. Do you have written goals? If you don’t now might be the time to create some. If you have written goals, do you look at them everyday? If not, you might want to start looking at them each and every day. Do you have a minimum of 5 and preferably 10 simultaneously deployed strategic based marketing strategies working all the time?

These 2 areas illustrated above will take you very far in insuring that you retire with way more than $50,000. Goals are your road map to business and financial freedom. Remember in #1 I said that your income potential is infinite? Strategic-based marketing will allow you to fulfill that infinite potential.
Running a business has drastically changed in the last couple of years. Customers have to decide if they are going to spend their money with you or if they are going to buy a tank of gas. There is no room for error. If you want to retire comfortably, or if you want to live comfortably today then you must start changing what you are presently doing immediately.

If you still feel that you are struggling, you will be thrilled to know that Dr. Paul S. Inselman, CEO of Creativecoachingllc.net  has formulated a specific step by step process that will help you to become a more powerful business leader. In twelve years, I haven’t seen one business that executed the steps above and that utilized our procedures that failed to grow their business. Why am I so confident (100% certainty) that these tips will create better growth and a more successful and fun business? Two reasons: (1) I coach business owners just like you everyday and have seen excellent, duplicative results and (2) Every single day I get a call, email or text from an existing client telling me that since they implemented these procedures and suggestions, they have more money than they ever had before; they love their staff; they are having more fun in business; or they had a record day in sales. Or, they had a record week in collections. Or, they had a record month across the board! Please don’t take my word for it. Click here for a free no-obligation consultation and find out for yourself how I can help you grow your business ethically, legally and with integrity; get more free time and have fun again.  Get to the next level and beyond. Stop wishing, praying and hoping and take the meaningful step that will get you to where you want to be.