Tag Archives: make money

Want More Free Time? Then Do These Simple Things!

Hamster wheel

Do you feel like you are running on a hamster wheel all of the time? Do you feel burnt out and stressed out? Guess what you are not alone. While misery loves company, that kind of misery I think you can do without.

It is interesting to note that 1% of the population (1 percenters) have controlled 99% (99 percenters) of all of the wealth of the world since the beginning of time. Here is another interesting tidbit. if you were to re-distribute, that is take the wealth from the 1% and give it back to the 99%; within a few years the wealth would go back to the 1 percenters. This is evidenced by lottery winners. The majority of lottery winners who win 10, 20 and 50 million dollars end of flat broke within 10 years.

It is not luck that makes a 1 percenter a 1 percenter. It is the way they approach life, think about life and act on opportunity. To get off of the hamster wheel and add more productivity and free-time to your day try these suggestions:

  1. Focus on one thing. What task will have the biggest impact on you reaching your goal? Once you have found that task-work on it for at least two hours everyday without interruptions. This will allow you to hone in on that major task that will give you the highest return and the greatest amount of satisfaction.
  2. Stop procrastination. Procrastination is the killer of dreams. Make a schedule and stick to the schedule. If something pops up on your calendar for the third time either do the task or remove the task and never look at it or do it again. This will force you to take action. Let me repeat, if you fail to perform the task after the third time you either do it that day or you are forbidden from doing it in the future.
  3. Make it home for dinner. Highly successful people create a balance. Yes they work long and hard but at the end of the day they know that relationships and family time are the most important thing that any of us have. Money is nice but relationships are the fuel to allow you to earn money. I promise you that there will always be more to do. There will always be another meeting. However your children won’t be three forever.
  4. They say no to almost everything. Warren Buffet was quoted as saying, “The difference between successful people and very successful people is that very successful people say ‘no’ to almost everything.” Remember you only have 1,440 minutes each day. Unless giving that time is going to help you achieve your goals, don’t give it away.
  5. They Have a Morning Routine. I like to teach my clients “habits of excellence”. That is to say they create a morning routine that puts their mind-body and soul in the right state so they can accomplish their greatness.
  6. They touch things one time. How many times do you touch a piece of mail? Do you open it, put it down; start reading later; get interrupted; put it down again etc? Highly successful people “touch it once.” If they touch it–they deal with it immediately. Doing so reduces stress since they don’t have to think about it anymore, and it’s more efficient since they won’t have to re-read or evaluate the item again in the future.

Please take a look at that list again. What will you do differently as a result of reading it?
Are you living in fear? Are you afraid of investing time and money in yourself? Are your communications skills and relationship skills in need of improvement?

If you still feel that you are struggling, you will be thrilled to know that Dr. Paul S. Inselman, CEO of Creativecoachingllc.net  has formulated a specific step by step process that will help you to become a more powerful business leader. Our clients income has grown on average 150% since 2008. In twelve years, I haven’t seen one business that executed the steps above and that utilized our procedures that failed to grow their business. We take a top down approach that consists of increasing income, decreasing expenses and protecting your assets. Why am I so confident (100% certainty) that these tips will create better growth and a more successful and fun business? Two reasons: (1) I coach business owners just like you everyday and have seen excellent, duplicative results and (2) Every single day I get a call, email or text from an existing client telling me that since they implemented these procedures and suggestions, they have more money than they ever had before; they love their staff; they are having more fun in business; or they had a record day in sales. Or, they had a record week in collections. Or, they had a record month across the board! Please don’t take my word for it. Click here for a complimentary no-obligation consultation and find out for yourself how I can help you grow your business ethically, legally and with integrity; get more free time and have fun again.  Get to the next level and beyond. Stop wishing, praying and hoping and take the meaningful step that will get you to where you want to be.

Do You Have The Same Traits that Uber-Successful Business Owners Have?

success

I consult and coach people from all walks of life. My clients are scattered in 47 of our 50 states and I have a handful from Europe and several from the Middle East. When I was thinking of what I would write today, a thought came to me. What qualities do the most successful people who I coach have that others do not? I am confident that you will find the article interesting. More importantly than just finding the article interesting, I hope it sparks you take different action steps then you might be taking now.
In discussing with my most successful clients (those earning well north of 7 figures per year, who are happy, balanced and have great relationships) why they are at the levels they are at? It is interesting to note that they all told me basically the same things.

  1. They get up each morning for a specific reason(they have a purpose)
  2. They have a daily routine that they follow without fail
  3. They have written goals and action steps
  4. They are not afraid to make mistakes as long as they learn from their mistakes
  5. They look for the good in every situation
  6. They don’t watch TV
  7. They study about their market, or product, constantly
  8. They surround themselves with great people and ask for their opinions
  9. They make decisions-it does not matter if it is a good or bad decision they don’t live in the world of indecision
  10. They invest time and money on improving themselves
  11. They donate heavily to worthy causes
  12. They donate their time to help others
  13. They read a tremendous amount and on various topics
  14. They play chess or other thought-provoking games (bridge, gin, poker)
  15. They get professionally coached to be held accountable
  16. They have great relationships
  17. They are spiritual
  18. They never give up and they never take no for an answer
  19. They admit when they are wrong
  20. They take full responsibility for their successes and failures
  21. They enjoy life
  22. They take money management very seriously
  23. They do not boast
  24. They do not waste
  25. They live below their means

Please take a look at that list again. What will you do differently as a result of reading it?
Are you living in fear? Are you afraid of investing time and money in yourself? Are your communications skills and relationship skills in need of improvement?

If you still feel that you are struggling, you will be thrilled to know that Dr. Paul S. Inselman, CEO of Creativecoachingllc.net  has formulated a specific step by step process that will help you to become a more powerful business leader. Our clients income has grown on average 150% since 2008. In twelve years, I haven’t seen one business that executed the steps above and that utilized our procedures that failed to grow their business. We take a top down approach that consists of increasing income, decreasing expenses and protecting your assets. Why am I so confident (100% certainty) that these tips will create better growth and a more successful and fun business? Two reasons: (1) I coach business owners just like you everyday and have seen excellent, duplicative results and (2) Every single day I get a call, email or text from an existing client telling me that since they implemented these procedures and suggestions, they have more money than they ever had before; they love their staff; they are having more fun in business; or they had a record day in sales. Or, they had a record week in collections. Or, they had a record month across the board! Please don’t take my word for it. Click here for a complimentary no-obligation consultation and find out for yourself how I can help you grow your business ethically, legally and with integrity; get more free time and have fun again.  Get to the next level and beyond. Stop wishing, praying and hoping and take the meaningful step that will get you to where you want to be.

Are You Making These Financial Mistakes?

money mistakes

Business confidence, business savvy, organization, and accountability are four very important skills that are needed to achieve financial security.

Once those skills are learned, it is quite easy to create financial security for you and your family. It is important to note that financial mistakes can destroy all of your hard work very quickly. Nobody is perfect. I promise you that everyone makes mistakes. Some mistakes might be unavoidable, especially if you are in financial distress. However, the majority of mistakes that are made by business owners are avoidable, once they know what to look for.

When growing your business and your finances it is important that you work with your coach on two fronts: (1) How to improve business skills and (2) How to avoid or minimize mistakes. Please use the following list to determine if you are making mistakes; and if so, please make the necessary corrections as quickly as possible.
1. Not updating wills and beneficiaries-according to Consumer Reports eighty-six percent of their readers hadn’t updated their wills or other estate-planning documents within the previous five years.

2. Not telling family about financial information In only 30 percent of households did both spouses know major details about the family finances. I recommend that you create a master sheet with all of your account information, passwords and websites and keep that list with your will. Make sure that you update the list at lease one time per year.

3. Not maximizing retirement contributions To achieve financial independence it is imperative that you contribute the maximum amount to your retirement funds. It is also imperative to know the expenses of the funds and to minimize your expenses where ever you can. For eg. mutual funds typically charge a much higher expense than Exchange traded funds (ETF’s).

Under-insuring. The same Consumer Reports article sites that only 36 percent of homeowners had purchased full replacement cost on their homeowners policy. Only 20 percent had an umbrella policy. It is also important to make sure that you have under-insurance or uninsured motorist insurance if you are in a state that offers that coverage. Please check with your insurance agent to determine what is best for your individual situation.

5. Not having an emergency fund. Emergencies can come at any time. To best protect yourself, you should have a minimum of one year’s personal and business expenses in an account. Think of the security that an extra $30,000 or greater would give you. Start slow, just put $20 per week away, it adds up over time. Of course, if you can afford more, then go ahead and put more away.

6. Mismanaging Debt- Debt is the killer of dreams. Incurring credit card debt has been widespread in this economy. If you are in credit card debt, it is imperative to put your cards away and don’t charge anything else on them until the debt is erased. If you can’t afford something then do without it instead of charging it. Try and apply for a 0-balance transfer card and move your debt to that card. Doing this, will allow you to put every dollar repaid towards principal instead of interest.

7. Not knowing how to run an effective, profitable business- If you are in business then it is important to know how to run and mange that business.

As discussed earlier, everyone makes mistakes. The important thing is not to beat yourself up if you have made mistakes, but rather learn from the mistake and correct it as soon as possible. You can learn to run an effective business and you can learn how to avoid or correct financial mistakes.

If you still feel that you are struggling, you will be thrilled to know that Dr. Paul S. Inselman, CEO of Creativecoachingllc.net  has formulated a specific step by step process that will help you to become a more powerful business leader. Our clients income has grown on average 150% since 2008. In twelve years, I haven’t seen one business that executed the steps above and that utilized our procedures that failed to grow their business. We take a top down approach that consists of increasing income, decreasing expenses and protecting your assets. Why am I so confident (100% certainty) that these tips will create better growth and a more successful and fun business? Two reasons: (1) I coach business owners just like you everyday and have seen excellent, duplicative results and (2) Every single day I get a call, email or text from an existing client telling me that since they implemented these procedures and suggestions, they have more money than they ever had before; they love their staff; they are having more fun in business; or they had a record day in sales. Or, they had a record week in collections. Or, they had a record month across the board! Please don’t take my word for it. Click here for a free no-obligation consultation and find out for yourself how I can help you grow your business ethically, legally and with integrity; get more free time and have fun again.  Get to the next level and beyond. Stop wishing, praying and hoping and take the meaningful step that will get you to where you want to be.